I have good income, good credit score, and a good down payment but the job history is not good. I have only been at my job 4 months, but I really want a house. Are they even going to consider me?
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Best Answer: You generally need at least 3 years track record on the job. You'll also need 20% down, all closing costs, and 3 - 6 months of reserves ...
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March 10th, 2010 at 2:01 pm
If you can document what you were doing prior to working for example if you were in school, or training for the position that you currently have FHA will count that experience towards the two year minimum job requirement.
March 10th, 2010 at 2:01 pm
From what are agent told us they want at least 2 years at your current job. We have only lived in this new area for 18 months but since my husband was in the same field for over 13 years they had no issues.